Baccarat
Two hands — Player and Banker — receive 2–3 cards; the hand closer to 9 wins. Totals are taken modulo 10 (10s and face cards count 0). The third card is dealt by a fixed drawing table, so no player decisions are involved.
Source: wizardofodds.com · Measured 2026-08-24
House edge
1.06%
8덱 기준 뱅커 1.06% · 플레이어 1.24% · 타이 14.4%
Payouts
| 타이 / Tie | 8:1 |
|---|---|
| 뱅커 / Banker | 1:1 (커미션 5%) |
| 플레이어 / Player | 1:1 |
Basic strategy
- · Even after the 5% commission, Banker has the lowest expected loss.
- · The Tie bet carries a ~14% house edge — the worst on the table.
- · Most side bets (pairs, etc.) exceed a 5% house edge.
Glossary
- 뱅커 · Banker
- The dealer-side hand; wins pay 1:1 minus 5% commission.
- 내추럴 · Natural
- A two-card total of 8 or 9.
- 커미션 · Commission
- Fee charged on winning Banker bets, usually 5%.